To receive federal aid for the summer 2026 term, you must have submitted the 2025-2026 Free Application for Federal Student Aid () and be enrolled in at least 4 credit hours.Ìý
Direct Unsubsidized Loans:ÌýIf eligible, you'll be offered aÌýDirect Unsubsidized loan. Summer is considered the last term of the academic year, so if you've already borrowed the full $20,500 in an Unsubsidized loan over the previous quarters/semesters of the academic year, you will be ineligible for any additional Unsubsidized loan funds in the summer. However, you may be eligible to borrow a Graduate PLUS or private loan to help finance the cost of the summer term.
Graduate PLUS Loans:ÌýIf you borrowed aÌýGrad PLUS loanÌýat 91ÌÒÉ« earlier in the academic year, you will be offered this loan again for the summer term. Once accepted, the Department of Education will perform a credit check before it can be guaranteed. You will need to pass this credit checkÌýor have a credit-worthy endorserÌýto receive this loan.
If you have not previously borrowed a Grad PLUS loan, but borrowed a total of $20,500 in a Direct Unsubsidized loan at 91ÌÒÉ« for the 2025-26 academic year, you may apply for a Grad PLUS loan to help finance your summer courses. ApplyÌýonline throughÌý. You will need to pass a credit check, or have a credit-worthy endorser, to receive this loan.
Effective July 1, 2026, the Graduate PLUS loan program will be phased out. Only existing Direct Loan borrowers—those who borrowed at 91ÌÒÉ« prior to July 1, 2026— will be eligible, under the legacy provision, to borrow GPLUS for up to three additional academicÌýyears or for the remainder of their program's published length at 91ÌÒÉ«, whichever is shorter.Ìý
New graduate students at 91ÌÒÉ« must borrow a Direct Loan (either Unsubsidized or GPLUS) before July 1, 2026, in order to preserve eligibility to borrow under the GPLUS program for up to three additional years or for the remainder of their program’s published length, whichever is shorter.
Borrowers not eligible under the legacy loan provision will be limited to their unsubsidized loan eligibility as determined by their 2025-26 FAFSA and/or private educational loan options.
Private Education Loans:ÌýIf you'll be enrolled in fewer than 4 credits, you can apply for aÌýprivate education loanÌýdirectly with the lender of your choice.Ìý
